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Now Offering R.A.L.’s*

B & B Business Management Solutions, PLLC is proud to be partnered with Santa Barbra Bank & Trust, SBBT, to offer bank products so you can receive your refund even faster! You no longer have to wait for a check to be mailed or even the faster method of direct deposit!

Refund Anticipation Loans – R.A.L.’s
The Refund Anticipation Loan (RAL) is the fastest method to receive your refund! Upon receipt of IRS accepted acknowledgement and upon meeting SBBT loan approval criteria (RAL approval), funds are quickly disbursed and your refund is on its way!

Refund Transfer – RT*
The Refund Transfer (RT) is a quick and cost effective method for you to receive money based on your federal tax refund. The IRS deposits the refund into a temporary account with SBBT. Federal tax refunds are usually deposited within 7 – 14 days from IRS accepted acknowledgement.

Disbursement Methods
B & B Business Management Solutions, PLLC offers a Cashers Check as disbursement for R.A.L.’s. Upon IRS acknowledgement and SBBT loan approval, your refund is printed in our office usually within 24 to 48 hours.

*Important Information on Bank Products
All bank products, Refund Anticipation Loans (RAL’s) and Refund Transfers (RT’s) are subject to IRS accepted acknowledgement and SBBT loan approval. Additional fees are taken from your refund depending on your refund amount on all bank products in addition to tax preparation fees. This is an “optional” service provided by B & B Business Management Solutions, PLLC in partnership with Santa Barbra Bank & Trust and is made available to all tax payers. Tax payers do not have to choose bank products. The Internal Revenue Service does not charge any fees to process your refund either by direct deposit or check by mail. Photo identification is required and additional forms must be accepted and signed before a bank product is issued.

 
     

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